Business Insurance Quote San Diego
We’ve been helping businesses like yours for over 30 years
Running a business is tough in today’s economy. Staying ahead of the competition and making a profit are primary focuses for business owners, and having the necessary protection to limit risk of financial loss due to accidents or injuries is a definite must. Commercial insurance protects businesses from the most common occurrences of property damage, theft, lawsuits and employee injury. By making sure the correct and appropriate ammounts of coverage are in place, companies can rest easy knowing that a severe loss won’t put them right out of business. Each specific industry is unique with its own set of needs that require specialized insurance coverage to fully protect the business. Having a basic knowledge of the different types of commercial insurance policies available will help in the selection process.
California Liability Coverage
General liability insurance provides comprehensive coverage that protects companies from a broad range of hazards. Standard commercial liability policies offer protection for premises, products and completed operations.
Worker Compensation Coverage
California requires that all companies with employees must obtain and maintain workers compensation insurance. Because California is a no fault state, employees do not need to prove that their injury or illness happened, and the workers comp coverage will pay for any medical costs or wag payments for the employee while temporarily or permanently disabled.
Commercial property insurance is one of the more common coverages chosen by California companies. If property is damaged, stolen or destroyed, this insurance will pay for replacement or to compensate for the loss. Whether businesses actually own their buildings or lease them, property insurance protects the physical building, business inventory and building contents like computers, electronics and equipments
Commercial Flood Insurance
Flooding can occur anywhere and anytime so California business owners will want to consider commercial flood insurance as part of their overall insurance protection program. According to the California Department of Water Resources.
What would happen if your small business suffered a major loss?
How would you pay for the damages and what would you do? At Business Insurance Quotes San Diego, we help small businesses find affordable business insurance quotes to help protect their investments. Our dedication to ensuring your needs are meet is incomparable, which is why we only source our quotes from the top business insurance companies in San Diego and Southern California.
How Business Insurance Protects You
Small business insurance is critical in maintaining a quality busienss plan. Your ability to pay for staff, prepare for any losses, and handle extreme situations is the lifeblood of your business. Without business liability insurance at the minimum, you could find yourself in a serious situation. Our access to the top insurance providers in San Diego enables us to offer you cheap insurance that includes the coverage you require.